Medicaid – How To Know When To Spend Down and When Not To!

We are asked all the time in our office about the Michigan Medicaid spend down. What is it, anyway? Medicaid eligibility for the nursing home, assisted living, or home care holds basically two major requirements: Medical Eligibility. You must require assistance with a certain number of activities of daily living (cooking, transferring, bathing, toileting, and…

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It’s Time To Talk To Your Parent About Aging

There is one certainty in life that none of us can escape: we will all die someday. The hope is this will occur when we’re old, slipping peacefully away in our sleep, but inevitably, it is guaranteed to happen to each of us. Unfortunately, too many of us pass away without leaving a proper plan…

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How Gifts Can Affect Your Medicaid Eligibility

We have all heard the phrase “it is better to give than to receive.” This is absolutely true, but if you think you might someday want or need to apply for Medicaid long-term care benefits, you need to be careful. You may be surprised to know that giving away money or property of any kind…

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The Real Cost To Your Family When You Don’t Plan For Incapacity

When you hear the words estate planning, you may automatically think about establishing documents to ensure the right people inherit your stuff when you die. And you are not wrong- putting a proper plan in place to protect and pass on your wealth and other assets is a fundamental part of the planning equation. But…

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Tough Conversations

While sitting across the dining room table from my dad, it struck me how frail he looked. Equally startling was I wasn’t sure when it had happened. Had I been that preoccupied? Sure, my life was busy, but had I been that distracted? I felt overwhelming guilt. I laid in bed that night and realized…

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5 Signs Your Aging Parent May Need Care

Group of happy elderly men laughing and talking

Having a peace of mind when it comes to your aging parents is something that might be hard to accomplish, but we’re here to help . If you notice any of these warning signs from aging family members , give us a call. A proactive conversation about paying for care could save hours and dollars…

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