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“Debt Collectors Are Calling Me”

In the week of my Dad’s passing, I called 11 credit card companies to inform them of his passing. Each call took about 30 minutes – from wading through the automated system to multiple transfers to the appropriate department. It was awful.

My Dad told me the debt would just go away once he passes. He thought showing the death certificate would magically wipe the $65K he owed away. It didn’t. I didn’t know.

This story isn’t unique. People know that losing a loved one will bring grief, but the “business side” of death is often unexpected. 

Key Takeaways:

1. Debt is not “magically” wiped away upon death.

2. Some debt can go away, if you follow the law precisely and timely (i.e. work with an estate settlement lawyer).

3. Planning ahead is preferred ——> be sure you and your parents have an estate plan in place (will, trust, powers of attorney) if you don’t already have them.

If you need an ally as you navigate the complexities of estate settlement, give us a call. We are here to help!

Give us a call at 616-365-5055 or schedule a free consultation today.

Planning for the Generations: Millennials

When you picture a Millennial, who do you see? A twenty-something with a coffee in hand, talking about moving to the big city? Well, that might have been the case fifteen years ago! But now in 2023, Millennials are in their 30s and early 40s. It will probably come as a surprise to learn that…

Alles Law

Planning for the Generations: Gen X

Generation X: Breaking out of the Middle If you’re thinking, “Generation X…never heard of them,” you’re not alone. Born between the widely-popular Baby Boomers and Millennials, this generation receives less of the spotlight. They’re sometimes even called “America’s middle child.”  But, this forgotten generation has served as the bridge between the aging population and younger…

Alles Law

Planning for the Generations: Baby Boomers

“OK, boomer.” I’m sure we all heard this joke running around online for a while. It’s often tacked onto the end of a complaint about someone older struggling with a new app on their phone, or talking about the way “things used to be.” But for all the grief our society gives Baby Boomers, we…

Alles Law
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