Our lives are increasingly connected to the online world. We share our business ventures, promote opportunities, use social media as a photo album to track special moments in time, and even purchase valuable cryptocurrency online. We call these “Digital Assets.” Our digital assets can be extensive and extremely valuable, but how do we properly handle…

Read More

We are asked all the time in our office about the Michigan Medicaid spend down. What is it, anyway? Medicaid eligibility for the nursing home, assisted living, or home care holds basically two major requirements: Medical Eligibility. You must require assistance with a certain number of activities of daily living (cooking, transferring, bathing, toileting, and…

Read More

When applying for Medicaid, many people often forget about life insurance. Depending on the type of life insurance and the value of the policy, it may count as an asset that could disqualify you from Medicaid unless you take appropriate action.  In order to qualify for Medicaid, you must not have more than $2,000 in…

Read More

Powers of Attorney are all about authority. When you sign a Power of Attorney (“POA”), you are authorizing someone else to make decisions for you when you can no longer participate due to age or incapacity. Powers of attorney are not just for elderly, but here are a few reasons aging adults need to set…

Read More

There is one certainty in life that none of us can escape: we will all die someday. The hope is this will occur when we’re old, slipping peacefully away in our sleep, but inevitably, it is guaranteed to happen to each of us. Unfortunately, too many of us pass away without leaving a proper plan…

Read More

Ahh, the family cottage. A little slice of heaven on earth providing nothing but rest and relaxation, right? Hopefully! But the truth is a number of issues may be hiding just off the dock. With proper planning though, these issues can be avoided and dealt with without ruining Thanksgiving. Two common issues that require understanding…

Read More
Last Will & Testament Document

Ah, that forever-fretted term, Probate! Does it give you the heebie-jeebies? It really shouldn’t. In short, Probate is the process used to transfer assets of someone who is deceased to their heirs or other designated persons, charities, etc. During your lifetime, you are free to transfer your assets as you choose simply by gifting or…

Read More
Rejected Stamp

It may be cheap or easy to obtain a Power of Attorney document from an online service or an attorney who doesn’t specialize in estate or elder law, but that document may not get you very far in the long run.

Read More

While sitting across the dining room table from my dad, it struck me how frail he looked. Equally startling was I wasn’t sure when it had happened. Had I been that preoccupied? Sure, my life was busy, but had I been that distracted? I felt overwhelming guilt. I laid in bed that night and realized…

Read More
Deed to a House

Congratulations! You just closed on your first home, or commercial building. You signed what seemed to be a tree’s worth of paper. Somewhere in that stack, the seller signed a piece of paper called a “deed” transferring ownership to you as the new owner. A type of deed that is commonly used is called a…

Read More