The Legal Documents You Need for Your 18-year-old

Your child turned 18 and suddenly no one will talk to you– Not school personnel. Not your child’s physician. Not billing departments for medical bills or other accounts. The control you had yesterday to manage these things for your child is suddenly gone. Why?! If this hasn’t happened to you yet, don’t be surprised when…

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Protecting Your Children’s Inheritance From Divorce

We all hope our children will grow up, meet someone special, and that individual will be a part of the family forever. But as we all know, marriages can end and sometimes they end badly. As much as we may want to, we CANNOT spare our children the pain inflicted when a marriage ends. But…

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Digital Assets- We All Have Them, But Are We Protecting Them?

Our lives are increasingly connected to the online world. We share our business ventures, promote opportunities, use social media as a photo album to track special moments in time, and even purchase valuable cryptocurrency online. We call these “Digital Assets.” Our digital assets can be extensive and extremely valuable, but how do we properly handle…

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Medicaid – How To Know When To Spend Down and When Not To!

We are asked all the time in our office about the Michigan Medicaid spend down. What is it, anyway? Medicaid eligibility for the nursing home, assisted living, or home care holds basically two major requirements: Medical Eligibility. You must require assistance with a certain number of activities of daily living (cooking, transferring, bathing, toileting, and…

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6 Common Reasons For Seniors To Consider A Power Of Attorney

Powers of Attorney are all about authority. When you sign a Power of Attorney (“POA”), you are authorizing someone else to make decisions for you when you can no longer participate due to age or incapacity. Powers of attorney are not just for elderly, but here are a few reasons aging adults need to set…

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It’s Time To Talk To Your Parent About Aging

There is one certainty in life that none of us can escape: we will all die someday. The hope is this will occur when we’re old, slipping peacefully away in our sleep, but inevitably, it is guaranteed to happen to each of us. Unfortunately, too many of us pass away without leaving a proper plan…

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The Family Cottage

Ahh, the family cottage. A little slice of heaven on earth providing nothing but rest and relaxation, right? Hopefully! But the truth is a number of issues may be hiding just off the dock. With proper planning though, these issues can be avoided and dealt with without ruining Thanksgiving. Two common issues that require understanding…

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Preserve Your Family Wealth With Proper Medicaid Planning

Preserve Your Family Wealth With Proper Medicaid Planning: 5 Important Things to Consider As retirement approaches, many people shift from a focus of making more money to preserving the assets and resources they have built up over their working years. The shift from growth mode to protection mode is common and should be taken seriously.…

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How Gifts Can Affect Your Medicaid Eligibility

We have all heard the phrase “it is better to give than to receive.” This is absolutely true, but if you think you might someday want or need to apply for Medicaid long-term care benefits, you need to be careful. You may be surprised to know that giving away money or property of any kind…

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The Real Cost To Your Family When You Don’t Plan For Incapacity

When you hear the words estate planning, you may automatically think about establishing documents to ensure the right people inherit your stuff when you die. And you are not wrong- putting a proper plan in place to protect and pass on your wealth and other assets is a fundamental part of the planning equation. But…

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